"We’re here to put a dent in the universe. Otherwise why else even be here?" - Steve Jobs

Now that the  Card is rolling out I’ve seen quite a few comments around about Apple promoting getting into debt. That seems like a fairly large leap.

No one needs to apply and / or use this card if they don’t want to for a start. If you take out a credit card and max it out, and have issues paying, it’s likely that would have happened regardless. I have more hot takes, but I’ve bored myself already 😊